To be licensed as an accident and health insurance agent in North Carolina, the applicant MUST:

To be licensed as an accident and health insurance agent in North Carolina, an applicant must complete at least 20 hours of instruction that is approved by the Commissioner of Insurance. This requirement ensures that the agent has a foundational understanding of insurance principles, state regulations, and ethical considerations necessary for their role in the industry. The mandated instruction equips agents with the knowledge they need to represent clients effectively and comply with state laws.

While other options may seem plausible, they do not reflect the specific requirements set by the state. For example, passing a national exam is not a prerequisite for licensing in North Carolina; instead, the state requires the completion of the designated instructional hours. Additionally, there is no degree requirement for this particular licensing process, nor is there an age limit of 25 years or older stipulated for becoming an agent. These regulations are designed to make the licensing process accessible while ensuring that agents are adequately prepared to provide accident and health insurance services.