Under COBRA regulations, how many months can dependents continue their group health coverage after an employee's death?

Under COBRA regulations, dependents can continue their group health coverage for 36 months following the death of the covered employee. This provision is designed to provide a safety net for family members who may be financially impacted by the loss of the primary wage earner and their associated health insurance coverage.

The extension of coverage for 36 months gives dependents adequate time to transition to other health care options, reduce the burden during a difficult period, and secure alternative insurance solutions. Other time periods mentioned in the choices apply to different qualifying events, but for the specific event of an employee’s death, the extended coverage period is clearly outlined as 36 months. This ensures that dependents can maintain their health care access during a significant life change.