What amount will B's beneficiary receive if B is killed in a commercial flight accident under the Accidental Death and Dismemberment policy?

In the context of Accidental Death and Dismemberment (AD&D) policies, the coverage amount for a death due to an accident can vary significantly depending on the specifics of the policy in question. Policies may establish different benefit amounts for different kinds of accidents or for different circumstances surrounding the loss.

When it states that B is killed in a commercial flight accident, it often means that there are specific clauses within the AD&D policy that might increase the payout amount due to the nature of the accident. In many cases, a commercial flight accident entitles beneficiaries to a significantly greater sum, reflecting both the tragic nature of the event and the terms of the policy.

In this case, if the beneficiary receives $300,000, it indicates that the policy is structured to provide a higher payout for accidents occurring in commercial air travel, recognizing the inherent risks associated with such incidents. This figure would likely be the result of a predefined amount specified in the AD&D policy as it relates to aviation accidents, which are often considered high-risk situations.

Therefore, the amount of $300,000 represents the application of these terms effectively, aligning with how many AD&D policies are developed to ensure substantial coverage for beneficiaries in the event of a fatal accident during air travel.