What do Medicare Parts A and B cover?

Medicare Parts A and B together form the core of the original Medicare program, which provides crucial health coverage for individuals aged 65 and older, as well as certain younger individuals with disabilities. Medicare Part A primarily provides coverage for inpatient care, such as hospital stays, skilled nursing facility care, hospice, and some home health care. This aspect covers the costs associated with being admitted to hospitals and receiving necessary services while there, which is vital for individuals who require significant medical attention due to serious health issues.

Medicare Part B, on the other hand, is focused on outpatient care and preventive services. It covers a wide range of medical services, including doctor’s visits, certain outpatient services, preventive screenings, and necessary medical supplies. This part is essential for maintaining health after discharge from a hospital and for addressing ongoing health management.

This particular distinction is fundamental to understanding how Medicare works and what patients can expect from their coverage under these two parts. Understanding the correct coverage areas can help beneficiaries navigate their healthcare needs effectively, ensuring they receive the appropriate medical attention without unexpected costs.