What is the minimum benefit required for chemical dependency treatments in a group health policy?

In North Carolina, the minimum benefit required for chemical dependency treatments in a group health policy is set at $16,000. This requirement ensures that individuals struggling with substance abuse disorders have access to needed treatment and care. The figure is established as a baseline to promote adequate support for those facing chemical dependency issues, reflecting the importance of mental health and addiction services in overall healthcare coverage.

The established minimum benefit serves to mitigate potential financial barriers that could prevent individuals from seeking necessary treatment, thereby improving overall public health outcomes. This mandate helps ensure that groups provide insurance coverage that supports comprehensive care for individuals needing treatment for chemical dependency.