What type of information would the Medical Information Bureau (MIB) likely disclose?

Prepare for the North Carolina Accident and Health Exam. Utilize flashcards and multiple choice questions featuring hints and explanations. Ace your exam effortlessly!

The Medical Information Bureau (MIB) primarily collects and shares information related to the medical conditions and claims history of individuals as it pertains to life and health insurance. In this context, the correct answer focuses on a specific aspect that the MIB is likely to disclose—testing positive for marijuana use from a prior screening.

This type of information is relevant because it pertains to an individual's medical history and risk factors that insurance companies consider when underwriting policies. Insurance providers often look into potential substance use, as it can significantly impact a person's health and, consequently, the risk associated with insuring them.

While the MIB can provide details about previous claims and general medical history, the specific information regarding positive drug tests is particularly pertinent in the context of underwriting and determining coverage eligibility or rates. Other choices might encompass broader categories of health information or financial details, but the emphasis on drug testing aligns more closely with the risk assessments that insurers rely on, which the MIB specifically aids in providing.

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