When must a Group Health policy provide coverage for a newborn child?

A Group Health policy must provide coverage for a newborn child at the moment of birth. This means that as soon as a child is born, they are automatically covered under the mother’s health insurance policy without any waiting period. This provision ensures that newborns have immediate access to necessary healthcare services, which is crucial for early medical assessment and any required treatments right after birth.

This coverage is part of the policy's obligations to ensure that families are not left vulnerable during the crucial early days of a child's life. It also reflects the recognition of the importance of early healthcare access for infants, including routine check-ups and vaccinations.

The other choices suggest coverage after a delay or a conditional basis, which does not align with the typical requirements set for group health insurance policies regarding newborns. Immediate coverage helps safeguard the health of the newborn and supports parents in managing healthcare needs without lapses in coverage.