Which coverage would be considered primary for a 66-year-old injured while walking in the park?

In the context of insurance coverage for a 66-year-old injured while walking in the park, the primary coverage would be the group health plan. When evaluating which insurance will pay first for medical expenses, the principle of coordination of benefits is used. Generally, health care coverage from a group health plan is considered primary coverage for incidents that occur outside of employment, such as walking in the park.

Group health plans typically cover a range of medical expenses, including treatment for injuries sustained in non-work-related situations. This means that the medical bills would first be submitted to her group health plan for payment.

Medicare coverage, while available due to age, is considered secondary when there is a group health plan in place. Personal injury protection is typically associated with auto insurance and may not apply in this situation, while workers' compensation applies to work-related injuries, which is not relevant here as the injury occurred while walking in a public space.

Thus, her group health plan's primary status ensures that it covers her medical expenses first in this specific case.