Which of the following is NOT typically covered by a Medical Flexible Spending Account?

A Medical Flexible Spending Account (FSA) is designed to allow employees to set aside pre-tax money to pay for eligible out-of-pocket health care expenses. These accounts can cover a variety of medical costs, including expenses related to prescription drugs, dental work, and certain over-the-counter medications when they meet specific criteria.

Life insurance premium payments, however, are not considered qualified medical expenses under a Medical FSA. The purpose of a Medical FSA is to reimburse medical expenses that are necessary for medical care, while life insurance premiums are expenses related to a financial product designed to provide a death benefit rather than covering medical costs.

On the other hand, over-the-counter medicines that have a prescription, prescription drugs, and necessary dental work are all typically covered by a Medical FSA, aligning with the purpose of these accounts to alleviate some of the financial burdens associated with healthcare costs.